Showing posts with label rain. Show all posts
Showing posts with label rain. Show all posts

Thursday, February 14, 2013

Old guys are the lucky ones!


Time marches on ... we all know this and yet looking back on the days gone by, we all seem to say, "where has the time gone?"  But I must say that as I slowly become an old guy, I find that I feel like a really lucky person.
 
I've had both success and failure in my life ... so, I know what I can accomplish but, I'm not afraid of missing the mark.  I've seen peace and war, both up close and I know that one can not exist without the other.  I work hard so that I can have sometime to play, and that makes me understand the value of both work and play.  I have enough money to pay my way ... but not enough to make me greedy.
 
As we get older we realize that it isn't the money, fun times, peaceful world, or successes that make us happy or even lucky.  Happiness and indeed luckiness comes from a generous helping of life!  The messiness, the highs, the lows and the craziness of a life through the years makes it more valuable to the person living it and more interesting to anyone that is observing it.  Some folks will tell you that success comes from planning for the future and there is truth to that, but success is not the only element of life worth pursuing. 
 
So here is the last word from this "old guy" in training. Plan what you can, accept what you must, pursue what you love and give 'til it hurts.  When you look back at the days gone by, you'll still say "where has the time gone", but you'll feel like the luckiest old guy on the planet.
 
J
 

Tuesday, March 15, 2011

What Happens if My Home gets Flooded?

Flood insurance is one of the most misunderstood types of insurance sold today.  It is a complicated program created by the federal government and sponsored by local government but administered by private companies and sold by independent agents.

Basically the federal government says that they will help fund the loses and if the local government will pay part of the costs they will pay even more.  If the county government fully participates in the National Flood Insurance Program then the residents of that county can buy flood insurance to cover the full amount of a loss. 

If the county government only participates in the emergency plan then residents can buy a minimal policy to cover flood ... if your community fully participates then you can get complete coverage for your home.  If you are worried about flood then call your local agent to see what is available and how much the premium is.

Check out FEMA's website for more info ...

http://www.floodsmart.gov/floodsmart/pages/about/nfip_overview.jsp

J