After the Storm!

After a thunderstorm blows through, I always feel lucky.  First off, if I'm there to see the end of the storm then I survived it ... plus there is a feeling of calm once nature is done beating you down.  Of course there are times that I will have damage to deal with and sometimes my community will be suffering in the wake of what ever has blown through Southern Indiana this time.

In recent years because I'm in the insurance field, I find myself looking at the damage done by a storm and accessing the possible cost and such.  Even if I don't know the people who's home, or yard I viewing ... I will still try to imagine the cost and coverage that they would need (or perhaps not need) and what the out come would be for them in different scenarios.

It's a fun exercise for me, but the same thoughts are unnerving for the person with a storm loss.  Are you covered?  How much will this cost you?  How long will you need to wait for the repair?  As an agent I would recommend that you review your coverage each year and ask those questions.  Most of you won't remember the answers at first but it's important that you get your agent thinking about it because it's their advice that you rely on to protect your family from loss.

No one really wants to take time out of life to spend it talking about storms, wrecks, and death, but just an hour a year to review your coverage and ask (or answer) tough questions about the risks you and your family face can make all the difference when something happens to your home, or auto or even the loss of a life.

J